Zemen Technologies
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Software Platform · SPECIFICATION CODE: FINTECH

Core Payments & Payment Integration

High-availability payment gateways, mTLS bank routers, and unified checkout engines for Telebirr, CBE Birr, Chapa, and EthSwitch.

Architectural Blueprint & System Scope

Our Core Payments & Payment Integration suite provides enterprise-grade financial infrastructure engineered specifically for Ethiopian banks, mobile money operators, e-commerce platforms, and fintech startups. We build resilient, low-latency payment microservices that unify fragmented regional payment channels into a single standardized REST & gRPC API interface. Our routing engine handles real-time mTLS authentication, automatic RSA-256 payload signatures for Ethio Telecom Telebirr H5 web checkouts, and ISO 8583 message switching for Commercial Bank of Ethiopia (CBE Birr) and EthSwitch interbank transfers. Additionally, the system features automated transaction reconciliation, instant webhook retries with exponential backoff, multi-currency ledger management (ETB & USD), and automated daily settlement generation compliant with National Bank of Ethiopia (NBE) regulatory directives.

Technical Deliverables & Core Components

Telebirr H5 & CBE Birr unified checkout SDKs
ISO 8583 & mTLS interbank message switches
Automated daily reconciliation & settlement ledgers
SHA-256 HMAC webhook verification with instant retries
National Bank of Ethiopia (NBE) compliant data audit trails
Multi-currency support (ETB mobile wallets & International cards)

Ethiopian Market & Regulatory Alignment

Engineered specifically for East African infrastructure realities, ensuring compliance with National Bank of Ethiopia (NBE) payment switch mandates, Data Protection Proclamation (PDP) sovereign hosting standards, and high offline data resilience.

✓ Sovereign On-Premise & In-Country Cloud✓ ERCA Electronic Fiscal Automation✓ 24/7 In-Country Engineering Support

ENGAGEMENT SPECIFICATION

Delivery Cadence2 - 6 Weeks
Support SLA24/7 Priority SLA
Data ResidencyEthiopia In-Country

Direct telephone consultation:

+251 97 294 0000